The Payments Guy
Welcome to “The Payments Guy” — your ultimate guide to navigating the convoluted world of payments. Have you ever felt confused when reviewing your merchant account statement, understanding the role of payment gateways and processors, or dealing with customer disputes and chargebacks? You’re not alone! Each episode, we’re here to demystify the complex world of payments, bringing you top insights from industry experts and sharing real life payment horror stories that will help you make better informed decisions around accepting payments for your business.
Join in every other Thursday as we tackle the toughest questions and challenges in the payments space. From learning how to minimize the impact of disputes and chargebacks to exploring alternative payment solutions and ancillary services, The Payments Guy offers practical advice and solutions to help you successfully navigate the payments world. Plus, we'll feature interviews with experienced business owners and industry expert who provide valuable tips and tricks for streamlining your payments processes.
Whether you're looking to grow your business, avoid getting ripped off by your merchant services provider, or just want to understand the payments ecosystem better, “The Payments Guy” is your go-to resource.
Say goodbye to funding holds and pushy service providers —tune in and let us show you the money!
The Payments Guy
Travel Agencies: Your Complete Payment Survival Guide 2025
Most travel merchants are operating with a financial time bomb they don’t even know is ticking. In this episode of the Payments Guy, Frank breaks down why the travel industry is one of the highest-risk categories in payments, how banks evaluate future-delivery risk, and the practical moves that keep your cash flow safe. If your business depends on collecting money now for future delivery, this is the roadmap for keeping the money flowing and your merchant account stable.
In this episode, these questions and topics will be covered:
- 01:47 - Why travel merchants face more scrutiny
- 05:32 - The make-or-break details underwriters need to see before they’ll trust you with a merchant account
- 08:24 - The payment structures that keep you funded instead of frozen
- 09:32 - Understanding reserves, and how to negotiate them
- 11:30 - Preventing disputes before they happen
- 14:44 - The steps to take immediately if your account gets frozen or terminated
When you understand how banks think, you can build stable, long-term processing that protects your cash flow and your business. If you’re a travel merchant who wants stable payment processing, stronger approval odds, or protection against funding freezes, visit paydiverse.com or email support@paydiverse.com to get in touch with an expert today.
Have a question about something in the episode? Send your questions to Info@PayDiverse.com and check out our FAQ page https://paydiverse.com/faq
Connect with PayDiverse:
Instagram: https://www.instagram.com/paydiverse
Website: http://www.paydiverse.com
LinkedIn: https://www.linkedin.com/in/franksena
